Health & Retirement

Union Laborer members and signatory contractors have access to health and retirement benefit plans that provide security to employees and their families at rates that employers can afford. The Minnesota Laborers Health & Welfare and Pension plans are managed jointly by union and employer representatives.

Family Health Care (MNsure Wishes It Were This Good!)

Union Laborers, spouses and dependents get access to high-quality health coverage that follows the member from job to job and Employer to Employer though the Minnesota Laborers Health & Welfare Fund.

Union Labor members working under the Laborers Minnesota and North Dakota agreements are eligible for comprehensive family health coverage after completing 330 hours of covered work and a one-month waiting period. Coverage continues as long as the member works at least 330 hours in the qualifying quarter, has at least 330 hours in his/her hours bank or makes the appropriate self-payment to continue coverage.

Blue Cross Blue Shield of Minnesota is the Preferred Provider Organization (PPO) that provider the network of medical providers to the Minnesota Laborers Health and Welfare Fund.

Retire in Style with Generous Pension Benefits

When you work as a Union Laborer, your Employer invests in your future so that you have the opportunity to prosper and retire well. Under most of the Minnesota and North Dakota collective bargaining agreements, an Employer makes an hourly pension contribution for each hour a Laborer woks in covered employment. The hourly contribution may vary by contract, job classification or area worked. This benefit provides a steady and reliable defined benefit, allowing you to enjoy your retirement years.

The Minnesota Laborers Pension Fund is healthy and in the “green zone” as defined by the Pension Protection Act of 2006 (PPACA), requiring sufficient funds sufficient to cover at least 80% or more of the benefits earned by all active participants, retirees and beneficiaries.

Nondiscrimination Notice Under Section 1557 of the Affordable Care Act